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    Spacious 3-Bedroom Apartment with Balcony Just Steps from Praia da Rocha
    Portimão, Algarve• Ref: IM001-FS

    Spacious 3-Bedroom Apartment with Balcony Just Steps from Praia da Rocha

    €495,000€4,665/m²
    3Bedrooms
    3Bathrooms
    106.12m² Living
    -m² Plot

    About This Property

    There are places that feel like home the moment you walk in — and this apartment is one of them.

    Located on the 6th floor of a building with an elevator, just a short stroll from Praia da Rocha, this 3-bedroom apartment is the perfect retreat for those looking to live near the sea while enjoying all the conveniences of the city.

    Inside, the layout is generous and well-designed: three comfortable bedrooms, three full bathrooms, a bright and airy living room with access to the balcony, and a balcony that's perfect for breakfast in the sun or a relaxed evening drink.

    The apartment also offers private parking, a fully equipped kitchen and air conditioning — because comfort lies in the details. Despite the tranquility, everything you need is just around the corner: supermarkets, schools, pharmacies, restaurants, shopping areas and public transport.

    Whether you're searching for a home in the Algarve or a smart investment in one of Portimão's most desirable areas, this apartment ticks all the boxes.

    Live with more lightness. Live where summer lasts longer.
    TypeApartment
    ConditionUsed
    OrientationSouth
    EnergyE

    Video Tour

    Features & Amenities

    Property Highlights

    Quiet Location
    Private & Secluded
    Investment Potential
    Corner Position
    Central Heating
    Garage
    Parking space
    Garden
    Terrace
    Balcony
    Elevator
    Storage
    Double Glazing
    Equipped Kitchen
    City View
    Furnished

    Photos(29)

    360° Virtual Tour

    Presentation

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    Presentation

    Spacious 3-Bedroom Apartment with Balcony Just Steps from Praia da Rocha

    The full presentation of this property — ready to save and share.

    29 photos · Ref. IM001-FS

    Location

    Approximate location
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    Your Agent
    Felipe Silveira
    Felipe SilveiraReal Estate Agent
    +351926573099Call to the national mobile network
    [email protected]

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    Average response time: 5 min via WhatsApp

    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €495,000
    €148,500(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €1,913/month

    Loan payment: €1,810Insurances (est.): €103
    Bank affordability test
    Payment at stressed rate (5.40%)€2,107/month
    Cash needed upfront (est.)
    Down payment€148,500
    IMT (transfer tax)€26,900
    Stamp duty — purchase (0.8%)€3,960
    Stamp duty — loan (0.6%)€2,079
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€183,039
    Loan Amount€346,500
    Financing %70%
    Total to Repay€542,963

    Need help with financing?

    Our banking partners find the best conditions for you — free and without commitment.

    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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