Olhão
Ref. IM016-FSModern Comfort in Quelfes – 3-Bedroom Apartment with 22 m² Balcony
3 Beds2 Baths109.42m²
€404,750
Olhão, Algarve• Ref: IM017-FS
Modern Comfort in Quelfes – 3-Bedroom Apartment with 22 m² Balcony
€401,780€3,801/m²
3Bedrooms
2Bathrooms
105.7m² Living
-m² Plot
About This Property
Experience the best of Olhão in this extraordinary 3-bedroom apartment, set in a gated condominium with pool and garden, in the peaceful parish of Quelfes – just minutes from the city center and Algarve coast.
Located on the 1st floor, this brand-new apartment (built in 2024, usage license July 2024) stands out for its natural brightness and its large 22.40 m² balcony, perfect for outdoor living.
With 106.60 m² of usable space, it offers comfort and functionality: spacious living room with direct access to the balcony, fully equipped kitchen, three bedrooms with fitted wardrobes, and two elegant bathrooms.
Built with energy efficiency in mind — double-insulated walls, aluminum frames with thermal break and SGG double glazing, insulated roof, and BOSCH natural gas water heater. The result is an energy rating up to 80% above reference standards.
The condominium includes elevator access to the basement, private garage, 2.10 m² storage, video intercom, electric gate, and well-maintained communal areas.
This apartment is more than a home – it's an invitation to live the Algarve with sophistication and tranquility.
Located on the 1st floor, this brand-new apartment (built in 2024, usage license July 2024) stands out for its natural brightness and its large 22.40 m² balcony, perfect for outdoor living.
With 106.60 m² of usable space, it offers comfort and functionality: spacious living room with direct access to the balcony, fully equipped kitchen, three bedrooms with fitted wardrobes, and two elegant bathrooms.
Built with energy efficiency in mind — double-insulated walls, aluminum frames with thermal break and SGG double glazing, insulated roof, and BOSCH natural gas water heater. The result is an energy rating up to 80% above reference standards.
The condominium includes elevator access to the basement, private garage, 2.10 m² storage, video intercom, electric gate, and well-maintained communal areas.
This apartment is more than a home – it's an invitation to live the Algarve with sophistication and tranquility.
TypeApartment
ConditionNew
OrientationSouth
EnergyB-
Features & Amenities
Property Highlights
South Facing
Quiet Location
Private & Secluded
Swimming Pool
Garage
Parking space
Garden
Terrace
Balcony
Elevator
Security System
Gated Community
Storage
Double Glazing
Built-in Wardrobes
Equipped Kitchen
Built in 2024
Photos(23)
Presentation
PDFPresentation
Modern Comfort in Quelfes – 3-Bedroom Apartment with 22 m² Balcony
The full presentation of this property — ready to save and share.
23 photos · Ref. IM017-FS
Your Agent
Felipe SilveiraReal Estate Agent
+351926573099Call to the national mobile network
[email protected]Request Information
Average response time: 5 min via WhatsApp
Financing Simulator
Realistic estimate based on current rates and Bank of Portugal rules
€401,780
€120,534(30%)
25 years
40
Euribor 12M (2026-06)2.80%
Spread
1.10%Rate used (TAN)3.90%
Max financing (LTV): 70%
Total monthly cost
€1,556/month
Loan payment: €1,469Insurances (est.): €87
Bank affordability test
Payment at stressed rate (5.40%)€1,710/month
Cash needed upfront (est.)
Down payment€120,534
IMT (transfer tax)€19,443
Stamp duty — purchase (0.8%)€3,214
Stamp duty — loan (0.6%)€1,687
Bank fees (est.)€900
Notary & registry (est.)€700
Total upfront€146,478
Loan Amount€281,246
Financing %70%
Total to Repay€440,710
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Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.
Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06
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