Loulé
Ref. IM049-FSRenovated 3-Bedroom Apartment in Quarteira - Direct Beachfront
3 Beds2 Baths96.5m²
€1,390,000
Loulé, Algarve• Ref: IM041-FS
Luxurious 2-Bedroom Apartment at The Creek Vilamoura
€1,290,000€10,488/m²
2Bedrooms
2Bathrooms
123m² Living
-m² Plot
About This Property
Discover this magnificent new 2-bedroom apartment in the prestigious The Creek condominium in Vilamoura, a unique investment opportunity with a 4-star tourist license. With 123m² of private area on the first floor of Block D, this property stands out for its highest quality finishes and privileged location.
The apartment offers a spacious open-plan living room with fully equipped kitchen, two spacious bedrooms (one en-suite), two complete bathrooms and a generous south-facing balcony. The property also includes two private garage parking spaces.
The Creek condominium is renowned for its low construction density and vast green areas, offering heated swimming pools, professional golf courses and landscaped gardens with automatic irrigation. Tourist operation by Sandy Blue guarantees excellent profitability for investors.
Energy certification class A, complete documentation including deed (Property Registry), usage license and property registration. Close to Vilamoura marina and only 20 minutes from Faro Airport.
The apartment offers a spacious open-plan living room with fully equipped kitchen, two spacious bedrooms (one en-suite), two complete bathrooms and a generous south-facing balcony. The property also includes two private garage parking spaces.
The Creek condominium is renowned for its low construction density and vast green areas, offering heated swimming pools, professional golf courses and landscaped gardens with automatic irrigation. Tourist operation by Sandy Blue guarantees excellent profitability for investors.
Energy certification class A, complete documentation including deed (Property Registry), usage license and property registration. Close to Vilamoura marina and only 20 minutes from Faro Airport.
TypeApartment
ConditionNew
OrientationSouth
EnergyA
Video Tour
The Creek
Features & Amenities
Property Highlights
Private & Secluded
Near Golf Course
Investment Potential
Swimming Pool
Garage
Parking space
Garden
Terrace
Balcony
Fireplace
Elevator
Security System
Gated Community
BBQ Area
Storage
Double Glazing
Solar Panels
Built-in Wardrobes
Equipped Kitchen
Golf View
Country View
Furnished
Built in 2025
Photos(51)
Presentation
PDFPresentation
Luxurious 2-Bedroom Apartment at The Creek Vilamoura
The full presentation of this property — ready to save and share.
51 photos · Ref. IM041-FS
Your Agent
Felipe SilveiraReal Estate Agent
+351926573099Call to the national mobile network
[email protected]Request Information
Average response time: 5 min via WhatsApp
Financing Simulator
Realistic estimate based on current rates and Bank of Portugal rules
€1,290,000
€387,000(30%)
25 years
40
Euribor 12M (2026-06)2.80%
Spread
1.10%Rate used (TAN)3.90%
Max financing (LTV): 70%
Total monthly cost
€4,959/month
Loan payment: €4,717Insurances (est.): €242
Bank affordability test
Payment at stressed rate (5.40%)€5,491/month
Cash needed upfront (est.)
Down payment€387,000
IMT (transfer tax)€96,750
Stamp duty — purchase (0.8%)€10,320
Stamp duty — loan (0.6%)€5,418
Bank fees (est.)€900
Notary & registry (est.)€700
Total upfront€501,088
Loan Amount€903,000
Financing %70%
Total to Repay€1,414,995
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Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.
Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06
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