Lagoa
Ref. IM069-FSNew Ground-Floor T2 Apartment in the Historic Centre of Lagoa
2 Beds Baths90.96m²
€350,000
Lagoa, Algarve• Ref: IM072-FS
New T1 Apartment in the Historic Heart of Lagoa
€290,000€3,822/m²
1Bedrooms
Bathrooms
75.88m² Living
-m² Plot
About This Property
Situated within the exclusive Edifício Lagoa Centro on Rua Mouzinho de Albuquerque, this T1 apartment — Fraction F — occupies the 2nd floor with privileged access to the rooftop terrace, offering a truly unique living experience in the historic heart of Lagoa.
The development is the result of a carefully curated rehabilitation of a characteristically Algarvian façade, seamlessly blended with high-specification contemporary interiors. The unit benefits from Mitsubishi air conditioning, Balay appliances, Dekton worktops, Strugal S64RP window frames, and a heat-pump water heater, ensuring outstanding comfort and energy efficiency.
Included is a private parking space with a car-stacker system — a significant advantage in such a sought-after urban centre. With only 7 units in the building, residents enjoy an exceptional level of exclusivity and tranquillity.
With completion scheduled for March 2027, this is an excellent off-plan investment opportunity in one of the most authentic and highly valued areas of the Algarve, just minutes from the beaches of Carvoeiro and Ferragudo.
The development is the result of a carefully curated rehabilitation of a characteristically Algarvian façade, seamlessly blended with high-specification contemporary interiors. The unit benefits from Mitsubishi air conditioning, Balay appliances, Dekton worktops, Strugal S64RP window frames, and a heat-pump water heater, ensuring outstanding comfort and energy efficiency.
Included is a private parking space with a car-stacker system — a significant advantage in such a sought-after urban centre. With only 7 units in the building, residents enjoy an exceptional level of exclusivity and tranquillity.
With completion scheduled for March 2027, this is an excellent off-plan investment opportunity in one of the most authentic and highly valued areas of the Algarve, just minutes from the beaches of Carvoeiro and Ferragudo.
TypeVilla
ConditionGood
OrientationSouth
EnergyN/A
Features & Amenities
Property Highlights
South Facing
Quiet Location
Private & Secluded
Modern Design
Investment Potential
Parking space
Terrace
Balcony
Solar Panels
Furnished
Built in 2027
Photos(8)
Presentation
PDFPresentation
New T1 Apartment in the Historic Heart of Lagoa
The full presentation of this property — ready to save and share.
8 photos · Ref. IM072-FS
Location
Your Agent
Felipe SilveiraReal Estate Agent
+351926573099Call to the national mobile network
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Average response time: 5 min via WhatsApp
Financing Simulator
Realistic estimate based on current rates and Bank of Portugal rules
€290,000
€87,000(30%)
25 years
40
Euribor 12M (2026-06)2.80%
Spread
1.10%Rate used (TAN)3.90%
Max financing (LTV): 70%
Total monthly cost
€1,128/month
Loan payment: €1,060Insurances (est.): €67
Bank affordability test
Payment at stressed rate (5.40%)€1,235/month
Cash needed upfront (est.)
Down payment€87,000
IMT (transfer tax)€10,906
Stamp duty — purchase (0.8%)€2,320
Stamp duty — loan (0.6%)€1,218
Bank fees (est.)€900
Notary & registry (est.)€700
Total upfront€103,044
Loan Amount€203,000
Financing %70%
Total to Repay€318,100
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Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.
Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06
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