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    New T2 Apartment on the 1st Floor in the Historic Centre of Lagoa
    Lagoa, Algarve• Ref: IM070-FS

    New T2 Apartment on the 1st Floor in the Historic Centre of Lagoa

    €370,000€3,546/m²
    2Bedrooms
    Bathrooms
    104.33m² Living
    -m² Plot

    About This Property

    Forming part of Edifício Lagoa Centro — a boutique rehabilitation project comprising seven apartments on the landmark Rua Mouzinho de Albuquerque — this 1st-floor T2 (Unit C) seamlessly blends a traditional Algarvian façade with high-quality contemporary interiors. Its privileged position in the historic heart of Lagoa places shops, services and restaurants just steps from your door.

    The apartment is appointed to a premium standard throughout, featuring Dekton countertops, Balay appliances, Mitsubishi air conditioning, Strugal S64RP window frames and a heat-pump water heater — ensuring exceptional comfort and energy efficiency. Also included is a private parking space equipped with a car-stacker system.

    As an added highlight, the building offers a rooftop terrace — a shared outdoor retreat perfect for relaxing and socialising.

    Available off-plan with completion expected in March 2027, this represents an outstanding investment opportunity in one of the Algarve's most sought-after locations — whether as a primary residence or a high-yield rental asset.
    TypeVilla
    ConditionGood
    OrientationSouth
    EnergyN/A

    Features & Amenities

    Property Highlights

    High Quality Finishes
    Private & Secluded
    Modern Design
    Investment Potential
    Garage
    Parking space
    Terrace
    Balcony
    Solar Panels
    Furnished
    Built in 2027

    Photos(8)

    Presentation

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    Presentation

    New T2 Apartment on the 1st Floor in the Historic Centre of Lagoa

    The full presentation of this property — ready to save and share.

    8 photos · Ref. IM070-FS

    Location

    Lagoa area
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    Your Agent
    Felipe Silveira
    Felipe SilveiraReal Estate Agent
    +351926573099Call to the national mobile network
    [email protected]

    Request Information

    Average response time: 5 min via WhatsApp

    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €370,000
    €111,000(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €1,434/month

    Loan payment: €1,353Insurances (est.): €81
    Bank affordability test
    Payment at stressed rate (5.40%)€1,575/month
    Cash needed upfront (est.)
    Down payment€111,000
    IMT (transfer tax)€16,900
    Stamp duty — purchase (0.8%)€2,960
    Stamp duty — loan (0.6%)€1,554
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€134,014
    Loan Amount€259,000
    Financing %70%
    Total to Repay€405,851

    Need help with financing?

    Our banking partners find the best conditions for you — free and without commitment.

    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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