Lagoa
Ref. IM070-FSNew T2 Apartment on the 1st Floor in the Historic Centre of Lagoa
2 Beds Baths104.33m²
€370,000
Lagoa, Algarve• Ref: IM069-FS
New Ground-Floor T2 Apartment in the Historic Centre of Lagoa
€350,000€3,848/m²
2Bedrooms
Bathrooms
90.96m² Living
-m² Plot
About This Property
Nestled within Edifício Lagoa Centro, an exclusive project of just 7 apartments on the emblematic Rua Mouzinho de Albuquerque, this ground-floor T2 seamlessly blends the charm of a restored Algarvian façade with high-quality contemporary interiors.
The unit features premium finishes throughout, including Dekton countertops, Balay appliances, Strugal S64RP aluminium window frames, and Mitsubishi air conditioning. Hot water is provided by a heat pump water heater, ensuring excellent energy efficiency.
The development also benefits from private parking with a car-stacking system and a shared rooftop terrace — the perfect setting for socialising and relaxation. Situated in the heart of Lagoa's historic centre, residents enjoy easy walking access to all amenities, traditional shops, and restaurants.
Sold off-plan, with completion scheduled for March 2027 — an outstanding opportunity for investment or owner-occupation in the Algarve.
The unit features premium finishes throughout, including Dekton countertops, Balay appliances, Strugal S64RP aluminium window frames, and Mitsubishi air conditioning. Hot water is provided by a heat pump water heater, ensuring excellent energy efficiency.
The development also benefits from private parking with a car-stacking system and a shared rooftop terrace — the perfect setting for socialising and relaxation. Situated in the heart of Lagoa's historic centre, residents enjoy easy walking access to all amenities, traditional shops, and restaurants.
Sold off-plan, with completion scheduled for March 2027 — an outstanding opportunity for investment or owner-occupation in the Algarve.
TypeVilla
ConditionGood
OrientationSouth
EnergyN/A
Features & Amenities
Property Highlights
High Quality Finishes
Private & Secluded
Modern Design
Investment Potential
Parking space
Terrace
Solar Panels
Built in 2027
Photos(8)
Presentation
PDFPresentation
New Ground-Floor T2 Apartment in the Historic Centre of Lagoa
The full presentation of this property — ready to save and share.
8 photos · Ref. IM069-FS
Your Agent
Felipe SilveiraReal Estate Agent
+351926573099Call to the national mobile network
[email protected]Request Information
Average response time: 5 min via WhatsApp
Financing Simulator
Realistic estimate based on current rates and Bank of Portugal rules
€350,000
€105,000(30%)
25 years
40
Euribor 12M (2026-06)2.80%
Spread
1.10%Rate used (TAN)3.90%
Max financing (LTV): 70%
Total monthly cost
€1,358/month
Loan payment: €1,280Insurances (est.): €78
Bank affordability test
Payment at stressed rate (5.40%)€1,490/month
Cash needed upfront (est.)
Down payment€105,000
IMT (transfer tax)€15,300
Stamp duty — purchase (0.8%)€2,800
Stamp duty — loan (0.6%)€1,470
Bank fees (est.)€900
Notary & registry (est.)€700
Total upfront€126,170
Loan Amount€245,000
Financing %70%
Total to Repay€383,913
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Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.
Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06
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