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    Unique Opportunity – 4-Bedroom Villa with Pool in the Algarve Hills
    Silves, Algarve• Ref: IM023-PV

    Unique Opportunity – 4-Bedroom Villa with Pool in the Algarve Hills

    €990,000€4,853/m²
    4Bedrooms
    4Bathrooms
    204m² Living
    11220m² Plot

    About This Property

    Unique Opportunity – 4-Bedroom Villa with Pool in the Algarve Hills. Located in Monte Boi, Silves, this elegant property combines contemporary architecture with the natural charm of the Algarve countryside. Set on a 11,220 m² plot with traditional trees such as carob, olive and almond, it offers panoramic views and total tranquility, just minutes from local shops and the IC1 and A22 access roads.

    With 377m² of gross area spread over two floors, the villa features on the ground floor a spacious open-plan living and dining area with fireplace and heat recovery system, a fully equipped kitchen, laundry room, one bedroom and a full bathroom. The upper floor hosts three bright suites, all with private bathrooms and access to a large terrace with mountain views.

    Comfort is ensured year-round through propane gas central heating, air conditioning, solar thermal panels and double glazing, providing high energy efficiency. Outside, the private swimming pool, closed garage and four parking spaces complete this setting of exclusivity and well-being.

    The property also includes a registered 140m² ruin, ideal for a renovation or expansion project, making it a versatile choice for residential living or investment. A true Algarve retreat where nature, space and efficiency come together in perfect harmony.
    TypeVilla
    ConditionUsed
    OrientationSouth
    EnergyB-

    Video Tour

    V4 Messines

    Features & Amenities

    Property Highlights

    Quiet Location
    Panoramic Views
    Private & Secluded
    Modern Design
    Investment Potential
    Detached Property
    Air Conditioning
    Central Heating
    Swimming Pool
    Garage
    Parking space
    Garden
    Terrace
    Mountain View
    Balcony
    Fireplace
    Laundry Room
    Double Glazing
    Equipped Kitchen
    Country View
    Furnished
    Built in 2009

    Photos(102)

    360° Virtual Tour

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    Presentation

    Unique Opportunity – 4-Bedroom Villa with Pool in the Algarve Hills

    The full presentation of this property — ready to save and share.

    102 photos · Ref. IM023-PV

    Location

    Approximate location
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    Your Agent
    Paulo Vogel
    Paulo VogelReal Estate Agent
    +351963639042Call to the national mobile network
    [email protected]

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    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €990,000
    €297,000(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €3,810/month

    Loan payment: €3,620Insurances (est.): €190
    Bank affordability test
    Payment at stressed rate (5.40%)€4,214/month
    Cash needed upfront (est.)
    Down payment€297,000
    IMT (transfer tax)€59,400
    Stamp duty — purchase (0.8%)€7,920
    Stamp duty — loan (0.6%)€4,158
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€370,078
    Loan Amount€693,000
    Financing %70%
    Total to Repay€1,085,926

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    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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