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    4-Bedroom Villa with Pool in Sesmarias, Carvoeiro
    Lagoa, Algarve• Ref: IM074-FS

    4-Bedroom Villa with Pool in Sesmarias, Carvoeiro

    €825,000€825,000/m²
    4Bedrooms
    3Bathrooms
    327m² Living
    510m² Plot

    About This Property

    A well-maintained 4-bedroom villa with private pool in the sought-after area of Sesmarias, just minutes from Carvoeiro.

    Set over two floors, the villa offers a bright, spacious living area with direct access to the terrace and pool. The outdoor spaces are a real highlight: multiple terraces, a private swimming pool and open views over the surroundings.

    An equipped kitchen, fireplace, air conditioning, double glazing and solar heating add to the home's comfort, along with a garden and private parking area.

    Located in a quiet residential setting, yet close to beaches, restaurants, golf courses and all amenities.
    TypeVilla
    ConditionGood
    OrientationSouth
    EnergyN/A

    Features & Amenities

    Property Highlights

    Quiet Location
    Private & Secluded
    Near Golf Course
    Detached Property
    Swimming Pool
    Parking space
    Garden
    Terrace
    Balcony
    Fireplace
    Storage
    Double Glazing
    Equipped Kitchen
    Furnished
    Built in 2006

    Photos(60)

    Presentation

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    Presentation

    4-Bedroom Villa with Pool in Sesmarias, Carvoeiro

    The full presentation of this property — ready to save and share.

    60 photos · Ref. IM074-FS

    Location

    Approximate location
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    Your Agent
    Felipe Silveira
    Felipe SilveiraReal Estate Agent
    +351926573099Call to the national mobile network
    [email protected]

    Request Information

    Average response time: 5 min via WhatsApp

    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €825,000
    €247,500(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €3,178/month

    Loan payment: €3,016Insurances (est.): €161
    Bank affordability test
    Payment at stressed rate (5.40%)€3,512/month
    Cash needed upfront (est.)
    Down payment€247,500
    IMT (transfer tax)€49,500
    Stamp duty — purchase (0.8%)€6,600
    Stamp duty — loan (0.6%)€3,465
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€308,665
    Loan Amount€577,500
    Financing %70%
    Total to Repay€904,938

    Need help with financing?

    Our banking partners find the best conditions for you — free and without commitment.

    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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