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    T4 Villa with stunning views on a 3,798 m2 plot - Goldra, Loule
    Loulé, Algarve• Ref: IM042-FS

    T4 Villa with stunning views on a 3,798 m2 plot - Goldra, Loule

    €870,000€3,637/m²
    4Bedrooms
    4Bathrooms
    239.2m² Living
    3798m² Plot

    About This Property

    Set on a peaceful hillside in Goldra, parish of Sao Clemente (Loule), this detached three-storey villa occupies a generous 3,798 m2 plot and offers 300 m2 of residential construction area, plus a full basement of approximately 150 m2 with garage space for 4 to 5 vehicles, a utility area and a dedicated pool plant room.

    The ground floor is arranged around an L-shaped living area of nearly 90 m2 (double-height living room and dining room), opening through large glazed doors onto the covered terrace with pergola and the infinity edge pool overlooking the valley. The kitchen (24 m2) serves both living areas, and the private wing comprises an office (14 m2), two en-suite bedrooms and a guest bathroom.

    The first floor houses the master suite with a 22 m2 bedroom, private bathroom and a panoramic terrace of approximately 65 m2 with open views over the Algarve countryside and, in the distance, the sea.

    The basement, with independent access, includes a garage for 4/5 vehicles (nearly 100 m2), an ample utility area of approximately 50 m2 and a plant room housing all the pool equipment.

    Built with reinforced concrete structure (occupancy licence from 2012), the villa features double-leaf 35 cm walls, double glazing in aluminium frames with exterior shutters, and split-unit air conditioning throughout the main rooms. The energy rating is class D, with scope for improvement through envelope and equipment upgrades.

    Located in a privileged rural setting within the municipality of Loule, approximately 11 km from the coast at an altitude of 202 m, it combines the tranquillity of the Algarve countryside with proximity to Loule town centre, Almancil and the beaches of Vilamoura and Quarteira. A property of generous proportions, extensive grounds and views that are seldom found - ideal for those seeking a second home, investment or permanent residence with abundant light, privacy and a connection to nature.
    TypeVilla
    ConditionUsed
    OrientationSouth
    EnergyD

    Features & Amenities

    Property Highlights

    Quiet Location
    Panoramic Views
    Private & Secluded
    Investment Potential
    Detached Property
    Swimming Pool
    Garage
    Parking space
    Garden
    Terrace
    Sea View
    Mountain View
    Balcony
    Fireplace
    Laundry Room
    Storage
    Double Glazing
    Equipped Kitchen
    Country View
    Built in 2012

    Photos(32)

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    T4 Villa with stunning views on a 3,798 m2 plot - Goldra, Loule

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    32 photos · Ref. IM042-FS

    Location

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    Virtual Staging

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    Your Agent
    Felipe Silveira
    Felipe SilveiraReal Estate Agent
    +351926573099Call to the national mobile network
    [email protected]

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    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €870,000
    €261,000(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €3,350/month

    Loan payment: €3,181Insurances (est.): €169
    Bank affordability test
    Payment at stressed rate (5.40%)€3,704/month
    Cash needed upfront (est.)
    Down payment€261,000
    IMT (transfer tax)€52,200
    Stamp duty — purchase (0.8%)€6,960
    Stamp duty — loan (0.6%)€3,654
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€325,414
    Loan Amount€609,000
    Financing %70%
    Total to Repay€954,299

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    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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