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    Nature, Privacy and Comfort — 5-Bed Estate + Annex with Pool, 6.5 ha and Ruin in Lagoa
    Lagoa, Algarve• Ref: IM027-PV

    Nature, Privacy and Comfort — 5-Bed Estate + Annex with Pool, 6.5 ha and Ruin in Lagoa

    €1,170,000€5,551/m²
    5Bedrooms
    3Bathrooms
    210.79m² Living
    68110m² Plot

    About This Property

    This magnificent Algarve estate is a refuge where the silence of nature meets contemporary comfort — just 15 minutes from the region's most beautiful beaches. Located in Lagoa, it offers a unique living experience with complete privacy and breathtaking views over the countryside, gardens and the Monchique mountains.

    The main house, with approximately 240 m², features a 5 bedrooms layout and stands out for its traditional Santa Catarina tiled floors, which bring charm and authenticity to every room. The property includes five bedrooms, one of them a suite with a walk-in closet, three bathrooms, a living room with fireplace and a fully equipped kitchen. Comfort is reinforced by air conditioning, double glazing, an A-rated Energy Certificate and a water heater.

    Outdoors, the 2,720 m² urban plot provides a serene atmosphere with mature gardens, a private pool and several lounging areas. An independent annex serves as a guest suite or office supporting the pool area — ideal for visitors or remote work. The property also includes a kennel, an outdoor storage room of approximately 20 m², a cistern, an automatic irrigation system and fast charging for electric vehicles.

    The estate also extends across 6.5 hectares of rustic land, home to a large and productive avocado orchard. On this same land, a 50 m² ruin offers reconstruction potential, opening the door to an additional project.

    The location is truly privileged: surrounded by nature yet just minutes away from schools, supermarkets, restaurants, commercial areas and the iconic beaches of Benagil, Carvoeiro and Caneiros. Quick access to the EN125 and A22 ensures convenient travel throughout the region.

    For those seeking a luxury Algarve estate with absolute privacy, strong agricultural potential and room for expansion, this is a rare opportunity in the Lagoa market.
    TypeFarmhouse
    ConditionUsed
    OrientationSouth
    EnergyA

    Video Tour

    Features & Amenities

    Property Highlights

    Quiet Location
    High Quality Finishes
    Private & Secluded
    Modern Design
    Air Conditioning
    Central Heating
    Swimming Pool
    Garage
    Parking space
    Garden
    Terrace
    Mountain View
    Balcony
    Fireplace
    Storage
    Double Glazing
    Equipped Kitchen
    Country View
    Built in 1998

    Photos(83)

    360° Virtual Tour

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    Presentation

    Nature, Privacy and Comfort — 5-Bed Estate + Annex with Pool, 6.5 ha and Ruin in Lagoa

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    83 photos · Ref. IM027-PV

    Location

    Approximate location
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    Your Agent
    Paulo Vogel
    Paulo VogelReal Estate Agent
    +351963639042Call to the national mobile network
    [email protected]

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    Average response time: 5 min via WhatsApp

    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €1,170,000
    €351,000(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €4,499/month

    Loan payment: €4,278Insurances (est.): €221
    Bank affordability test
    Payment at stressed rate (5.40%)€4,981/month
    Cash needed upfront (est.)
    Down payment€351,000
    IMT (transfer tax)€87,750
    Stamp duty — purchase (0.8%)€9,360
    Stamp duty — loan (0.6%)€4,914
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€454,624
    Loan Amount€819,000
    Financing %70%
    Total to Repay€1,283,367

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    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

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