Skip to main content
    Sophisticated New T3 Duplex in the Historic Centre of Lagoa
    Lagoa, Algarve• Ref: IM073-FS

    Sophisticated New T3 Duplex in the Historic Centre of Lagoa

    €495,000€3,314/m²
    3Bedrooms
    Bathrooms
    149.35m² Living
    -m² Plot

    About This Property

    Nestled within Edifício Lagoa Centro — an exclusive development of just 7 apartments on the iconic Rua Mouzinho de Albuquerque — Fraction G is an elegant T3 duplex that seamlessly blends the authenticity of a restored Algarvian façade with the comfort of contemporary interiors.

    Spanning the ground floor and first floor, the apartment offers generous living spaces appointed with superior-quality finishes: Mitsubishi air conditioning, Balay appliances, Dekton worktops, Strugal S64RP window frames, and a heat-pump water heater — ensuring outstanding energy efficiency and everyday comfort. Also included is a private parking space fitted with a car-stacker duplicator system.

    Residents enjoy access to a shared rooftop terrace, the perfect setting for relaxed outdoor living under the Algarve sun. With completion scheduled for March 2027, this is a rare off-plan opportunity to secure a home at one of Lagoa's most sought-after addresses.

    Just steps from local shops, restaurants, and everyday amenities, this fraction represents an exceptional investment or primary residence in the very heart of the Algarve.
    TypeVilla
    ConditionGood
    OrientationSouth
    EnergyN/A

    Features & Amenities

    Property Highlights

    Private & Secluded
    Modern Design
    Investment Potential
    Parking space
    Terrace
    Solar Panels
    Built in 2027

    Photos(9)

    Presentation

    PDF

    Presentation

    Sophisticated New T3 Duplex in the Historic Centre of Lagoa

    The full presentation of this property — ready to save and share.

    9 photos · Ref. IM073-FS

    Location

    Lagoa area
    Use two fingers to zoom
    Your Agent
    Felipe Silveira
    Felipe SilveiraReal Estate Agent
    +351926573099Call to the national mobile network
    [email protected]

    Request Information

    Average response time: 5 min via WhatsApp

    Financing Simulator

    Realistic estimate based on current rates and Bank of Portugal rules

    €495,000
    €148,500(30%)
    25 years
    40
    Euribor 12M (2026-06)2.80%
    Spread
    1.10%
    Rate used (TAN)3.90%

    Max financing (LTV): 70%

    Total monthly cost

    €1,913/month

    Loan payment: €1,810Insurances (est.): €103
    Bank affordability test
    Payment at stressed rate (5.40%)€2,107/month
    Cash needed upfront (est.)
    Down payment€148,500
    IMT (transfer tax)€26,900
    Stamp duty — purchase (0.8%)€3,960
    Stamp duty — loan (0.6%)€2,079
    Bank fees (est.)€900
    Notary & registry (est.)€700
    Total upfront€183,039
    Loan Amount€346,500
    Financing %70%
    Total to Repay€542,963

    Need help with financing?

    Our banking partners find the best conditions for you — free and without commitment.

    Indicative simulation only — not financial advice. Final conditions depend on the bank's assessment.

    Reference values: Euribor 2026-06 · IMT 2026 tables (AT) · Bank of Portugal rules · updated 2026-07-06

    Interested in This Property?

    Schedule a private viewing at your convenience. We offer flexible times including weekends.

    Call Now
    Resposta em 5 minutos
    Resposta em 5 minutos